Welcome to Fourth Ledger
Turn Your Ideas Into Income—One Page at a Time
Publish With Purpose
Learn how journals, eBooks, zines, and planners can become tools for both expression and income generation.
Story-Driven Financial Skills
Explore budgeting, pricing, and planning through the lens of storytelling and real-world product development.
Publishing & Empowerment
Create usable, sellable content—novels, e-books,journals, children’s books, plus more—with step-by-step publishing guidance.
Empowerment for Your Community
Gain skills that translate into economic opportunity—for yourself, your family, and your neighborhood.

Fourth Ledger
Fourth Ledger empowers aspiring writers, creatives, and future entrepreneurs to see their stories not just as personal reflections—but as valuable assets that can lead to financial growth and ownership.
"Ownership begins when you realize your ideas can be shaped, shared, and sold—on your own terms."
Through a unique blend of publishing education, financial literacy training, and creative coaching, participants develop the skills to publish their own work—while also learning to budget, plan, and monetize their creativity in a sustainable way.
Whether you’re dreaming of launching your first journal, building a zine series, or writing a guidebook to share your knowledge, Fourth Ledger helps you see publishing as a personal and economic tool.


If you’ve ever dreamed of sharing your story, building a digital product, or creating something that earns money while reflecting your identity, this program is for you. We help participants move from idea to income—with the mindset, tools, and literacy to sustain it.
"Your creativity holds value—when you shape it into something real, publishing gives it a future."
Fourth Ledger was built to address the unique barriers Black and Brown creators face in the wealth-building and publishing spaces. We focus on culturally relevant storytelling, digital equity, and publishing-as-empowerment to help participants build long-term creative and financial resilience.
Create.
In small, creative cohorts, participants will draft and design a publishing-ready product: a journal, workbook, planner, zine, or eBook. Along the way, you’ll gain real-world insight into branding, audience building, and product-market fit.
Learn.
Using your own creative work as a case study, we’ll teach financial concepts like budgeting, pricing, cost-of-goods, passive income models, and entrepreneurship. No dry lectures—this is hands-on, creator-centered learning that makes finance relevant and personal.
Monetize.
We’ll show you how to sell your finished product, track revenue, and plan for next steps—whether it’s a second edition, a Shopify store, or submitting to one of Fourth Pov’s zine showcases. Participants also gain access to mentorship and micro-publishing resources to keep growing.
Program Info
Program Length :
8 – 10 weeks
Frequency :
One 90 minute session per week (plus optional publishing lab hours)
Category :
Economic Empowerment, Self-Publishing, Financial Literacy
Location :
Location determined by number of participants
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